Owhojedo, E. E., E. S. Awuno, I. M. Enemuwe, P. G. Oyibo, and P. Tettehfio. 2023. “Utilization of the Delta State Contributory Health Scheme Among Teachers in Government Secondary Schools in Delta-South Senatorial District, Delta State, Nigeria”. Frontiers in Multidisciplinary Research Journal 2 (1):127-40. https://fmrj.kab.ac.ug/index.php/1/article/view/84.