Owhojedo, E. E., Awuno, E. S., Enemuwe, I. M., Oyibo, P. G., & Tettehfio, P. (2023). Utilization of the Delta State contributory health scheme among teachers in government secondary schools in Delta-south senatorial district, Delta state, Nigeria. Frontiers in Multidisciplinary Research Journal, 2(1), 127–140. Retrieved from https://fmrj.kab.ac.ug/index.php/1/article/view/84